I have owned and been in the same house for over 11 years. I even have a very good rapport with my agent. In 2005 when I decided to adopt a Dobe, I checked on my insurance web site and did a search for which dogs were "prohibited." I printed out the page and kept for my own records. It stated that they will not insure owners of Wolf Hybrids, Rottweilers, Chow Chow, American Pit Bull Terriers/Am Staff or Akitas or any mix of any of the breeds listed. No where in my search were Dobermans listed, even after doing a search of the word Doberman. I personally feel it is my business, but you never know if a dog will bite. Dogs AND people are unpredictable. I have postd a NO TRESPASSING sign. Basically enter at your own risk.........THE RISK BEING ME AND MY 9mm!!