Care Credit - FYI

2279 Views 6 Replies 4 Participants Last post by Adara, Oct 26, 2011

Our Little Zoo

Discussion Starter · Oct 26, 2011

I just found out that some vets accept Care Credit. Fortunately, the vet I want to use for ear cropping does! And for those of you unfamiliar with Care Credit, it's basically a medical credit card. I got one when I had unexpected dental expenses come up after I had my daughter. I know most vets (at least in my area) don't do payment plans so anyone "bargain" shopping for vets to crop your dogs ears, or for any other health issues, look into Care Credit first! When I got mine a couple years ago I had no interest for I think 18 months. So it's better than a regular credit card in that aspect. If they'd only let me use my Health Savings Account at the vet, I'd be golden. :doctor:

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Adara

· #2 · Oct 26, 2011

A few things to note

1. Make sure to pay it off before the interst free deadline. or you will be charges interest for the previous months.

2. Is this an experienced DOBERMAN cropper/vet? If not, I'd find one who is. If it is, ignore me

We have used our care credit card quite extensively. however, for the first time hubby didnt get it quit paid off in time and he didn't realize the way it worked. he thought it was interest FREE FOR 12 months. it is IF you pay if off by then. If not, then you get charged all the back interest.

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sam&macksmom

· #3 · Oct 26, 2011

You decided to crop your 4 month old dobie?

http://www.dobermantalk.com/doberman-related-chat/60369-ears-cropped-4-months-age.html#post983272

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Our Little Zoo

Discussion Starter · #4 · Oct 26, 2011

Not decided to. The vet I WANT to use, not WILL use. Have a consult with the vet to look over the pup and he'll take a look at her ears & give his opinion. He is experienced with Doberman's and uses laser, which, from what I understand is much cleaner & heals faster. And supposedly less painful, but I don't see how removing most of an ear could be any less painful. ? And they give pain meds, which not all vets do believe it or not.
But ear cropping or not I'm stoked we can use Care Credit at a vet. Our English Bully has already had 3 eye surgeries, skin issues, & issues with his tail pocket, so it's nice to know if anything comes up unexpectedly that exceeds our animal budget, we have options. But yeah, get it paid off in time to avoid the interest. Thank you Adara for adding that. I forgot not all interest free programs are the same.

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StarlightDobe

· #5 · Oct 26, 2011

Our Little Zoo said:
Not decided to. The vet I WANT to use, not WILL use. Have a consult with the vet to look over the pup and he'll take a look at her ears & give his opinion. He is experienced with Doberman's and uses laser, which, from what I understand is much cleaner & heals faster. And supposedly less painful, but I don't see how removing most of an ear could be any less painful. ? And they give pain meds, which not all vets do believe it or not.
But ear cropping or not I'm stoked we can use Care Credit at a vet. Our English Bully has already had 3 eye surgeries, skin issues, & issues with his tail pocket, so it's nice to know if anything comes up unexpectedly that exceeds our animal budget, we have options. But yeah, get it paid off in time to avoid the interest. Thank you Adara for adding that. I forgot not all interest free programs are the same.

I cant believe a vet experienced with doberman ear cropping would even consider a consultation to crop a puppy at that age. When I took my puppy in to have her ears cropped, she was about 9 weeks old and my vet told me that they would not even consider a crop past 14 weeks, and even doing it at that age was not recommended. The longest they wait is to 12 weeks, some vets consider this the optimal time to crop them, and some vets prefer to do it earlier at 8 weeks but I have never known of any reputable experienced crop vet that would do a dog at 16 weeks. I certainly hope for the benefit of the puppy you seriously reconsider not doing this, sure she wont look like a typical dobe looks, but it will be much better for her not to have to go through this at such a late stage.

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Our Little Zoo

Discussion Starter · #6 · Oct 26, 2011 (Edited)

StarlightDobe said:
I cant believe a vet experienced with doberman ear cropping would even consider a consultation to crop a puppy at that age. When I took my puppy in to have her ears cropped, she was about 9 weeks old and my vet told me that they would not even consider a crop past 14 weeks, and even doing it at that age was not recommended. The longest they wait is to 12 weeks, some vets consider this the optimal time to crop them, and some vets prefer to do it earlier at 8 weeks but I have never known of any reputable experienced crop vet that would do a dog at 16 weeks. I certainly hope for the benefit of the puppy you seriously reconsider not doing this, sure she wont look like a typical dobe looks, but it will be much better for her not to have to go through this at such a late stage.

I called the vets office. Here where I'm from the actual veterinarian does NOT answer the phones. And if he did, that would mean it's a backwoods, country operation and I will run, fast, in the other direction. The receptionist let me know he typically does not do it past 12 weeks, but he can evaluate her. That is their standard procedure anyway... office consult for eligibility, regardless of age, then & only then will the vet give his yes or no. So when I take her in for her checkup, he'll take a look at her ears as well. Per his receptionist, who cannot speak for him as to whether or not he would even consider a crop at 4 months. As I stated already I'm getting the vet to look at her ears while I'm already scheduled to be there. And already paying for an office visit & exam. So to sum up, the actual VET didn't say, yes I'll consider cropping a 4mth old Dobe's ears. His receptionist told me to talk to him about it when I come in. I'm sorry, I don't know exactly how much more clear I can be than that. He was busy saving animal lives while his office help was speaking with me over the phone.

I'm certainly not judging, because I am pro cropping, but cutting off most of a dog's ears at any age is going to be painful. I know, I know, it can be harder on them as they get older, the cartilage is thicker, etc. But they also used to say a newborn baby boy doesn't feel anything when he gets circumcised. Pain is pain. And ear cropping is painful. All I was saying is I'm letting the vet look at them. I'm not giving her a Benadryl and going at her ears with a pair of kitchen shears.

Don't mean to come off rude or sarcastic, but I joined a breed specific forum for advice, and I'm getting borderline attacked because my posts are not being read entirely, or correctly. Maybe I'm not being specific enough on my posts. Not exactly sure? :confused2

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Adara

· #7 · Oct 26, 2011

Our Little Zoo said:
.

Don't mean to come off rude or sarcastic, but I joined a breed specific forum for advice, and I'm getting borderline attacked because my posts are not being read entirely, or correctly. Maybe I'm not being specific enough on my posts. Not exactly sure? :confused2

I think the issue is that the odds of them actually standing are slim or greatly reduced when cropped at this age. And it is the reason most reputable cropping vets wouldn't do it at this age.

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