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post #1 of 4 (permalink) Old 01-11-2019, 02:36 PM Thread Starter
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What pet insurance is good?

Hi We are looking for pet insurance for our Doberman puppy. After 5 visits to her vet we had paid over about $1300 and she still has her symptoms. Currently looking for another vet.
But what insurance do you all recommend? Thx
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post #2 of 4 (permalink) Old 01-11-2019, 02:50 PM
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I like Embrace. Some folks really like Trupanion. You really need to educate yourself on the differences between companies and individual policies.

Also, generally an insurer will not cover pre-existing illnesses. This is something that you should ask about in a live (chat or phone) conversation with company rep.

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post #3 of 4 (permalink) Old 01-11-2019, 03:55 PM
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I use Embrace.

I also recommend what John said - talk to the company about what will and will not be covered as pre-existing. Some things may be covered after a certain waiting period, some things may be excluded forever.

You have to really understand the policy you are buying, what co-insurance is, what deductibles are, what waiting periods are, etc. Sometimes I see people really angry that something is excluded when they simply didn't understand what they bought. Things like prescriptions being excluded, when that was never part of their policy to begin with. Take the time to understand what you are getting for your money.

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post #4 of 4 (permalink) Old 05-28-2019, 11:29 PM
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I've been with Healthy Paws. So far I haven't had any issues with them and I have a great plan at 90% coverage plan with a $500 deductible. It will be coming in handy as of my last visit with Toro this weekend to the SPCA.
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