When owners can't afford healthcare for their dog? - Page 2 - Doberman Forum : Doberman Breed Dog Forums
Doberman Health If it has to do with your dog and its health post here.

 2Likes
Reply
 
LinkBack Thread Tools Display Modes
post #26 of 75 (permalink) Old 03-28-2012, 12:08 AM
Alpha
 
Adobe4two's Avatar
 
Join Date: Jun 2009
Posts: 553
Location: Florida
Dogs Name: Goryeo
Dogs Age: 1 year
Gallery Pics: 0
Visit Adobe4two's Gallery
Thanks: 519
Thanked 1,596 Times in 428 Posts
                     
Quote:
Originally Posted by longshot4me View Post
I guess I don't agree with the 'If you don't have a huge sum of money laying around, you don't get to have a dog.' Its just a little ridiculous.. not everyone is in such a situation, and things can change- quickly.

In no way do I have a large sum of money in savings for Callie in case something happens. We keep insurance on her with a deductible/monthly rate that is manageable for us and a tiny fund that should cover the office visit + our deductible. And yeah, if it came down to life or death for her you bet I'd be on the phone with my Dad. Totally acceptable. She's not going to die for lack of funding. I WISH I had the finances to have $5000 in an acount just for dog accidents, but we're just starting out.

I guess I just am rubbed the wrong way by the 'If you can't afford it, get rid of your dog.' So damn insensitive.
I think most people don't feel that way, I do think many (myself included) feel that if you get a dog you should be willing to make a LOT of sacrifices if vet bill issues were to arise. I unfortunately know many people that would rather euth or get rid of a dog rather than sell anything they own or make budget & lifestyle chances to pay a vet bill. And those people, I don't think should have a dog. Not because they can't afford it outright, but because they would still value other things more should the animals health become an issue.

And really, if you CAN'T afford it and CAN'T get the money or help together to pay for it... You SHOULD give up the dog to someone who can, because whether you can afford it or not... The dog will still need the vet care in an emergency, its not optional. But that doesn't mean they should not have a dog at all, just that if it came down to it they'd need to choose whats best for the dog IF they could not meet the needed funds. (But I don't agree that a family shouldn't try and just give the dog up.)

Last edited by Adobe4two; 03-28-2012 at 12:12 AM.
Adobe4two is offline  
The Following 4 Users Say Thank You to Adobe4two For This Useful Post:
DogsR4Life (03-28-2012), EmilyB (03-28-2012), GRAYGHOST (03-28-2012), KCFilley (03-28-2012)
Advertisement
 
post #27 of 75 (permalink) Old 03-28-2012, 12:21 AM
Alpha
 
Join Date: Jul 2010
Posts: 370
Dogs Name: Tell us your dogs name

Gallery Pics: 0
Visit Wylde's Gallery
Thanks: 461
Thanked 611 Times in 251 Posts
                     
I for one, started out on a good note, after being kinda a bad ( credit wise ) person in college, I started to work on getting things straightened up. When I got my dog I was in a good place or better. Then I had a severe health issue. No health insurance on myself let alone my dog, my credit still sucks I havent had enough time to get it straightened out. So when I found myself with a dog with broken hips, all heck broke loose, everyone I knew at that time was struggling. Care credit wouldnt look at me, couldnt get a loan anywhere. Came down to the last straw. I was going to have to make a decision. Bawling, talking with the vet and a university vet, they both came to the conclusion that the type of breaks she had were not bad enough for surgery and it wouldnt benefit her much. She would heal just as good with 10 weeks of solid crate rest as she would with surgery. I was recovering from surgery so the vet offered to house her for free for the first 10 days to give me time to recover enough to be able to help her.
Without the kindness of that country vet, I would not have been able to help her. I didnt think I would ever be in that kind of problem.

I am still struggling, but one thing I do, is make sure my animals get fed and taken care of first. If that means I may not eat, thats ok with me. Slowly I hope to get a emergency fund built up for all of us LOL.
Wylde is offline  
The Following 2 Users Say Thank You to Wylde For This Useful Post:
GRAYGHOST (03-28-2012), KCFilley (03-28-2012)
post #28 of 75 (permalink) Old 03-28-2012, 12:30 AM
Alpha
 
longshot4me's Avatar
 
Join Date: Feb 2012
Posts: 939
Location: Littleton, CO
Dogs Name: Callie
Titles: CGC
Dogs Age: 5 months
Gallery Pics: 1
Visit longshot4me's Gallery
Thanks: 980
Thanked 1,933 Times in 706 Posts
Images: 1
                     
Quote:
Originally Posted by Adobe4two View Post
I think most people don't feel that way, I do think many (myself included) feel that if you get a dog you should be willing to make a LOT of sacrifices if vet bill issues were to arise. I unfortunately know many people that would rather euth or get rid of a dog rather than sell anything they own or make budget & lifestyle chances to pay a vet bill. And those people, I don't think should have a dog. Not because they can't afford it outright, but because they would still value other things more should the animals health become an issue.

And really, if you CAN'T afford it and CAN'T get the money or help together to pay for it... You SHOULD give up the dog to someone who can, because whether you can afford it or not... The dog will still need the vet care in an emergency, its not optional. But that doesn't mean they should not have a dog at all, just that if it came down to it they'd need to choose whats best for the dog IF they could not meet the needed funds. (But I don't agree that a family shouldn't try and just give the dog up.)
I was speaking about people who are in the middle with situations that might now allow for large savings, but are still loving owners- not people that would not make an effort towards the best interests of their dogs.


"The gift which I am sending you is called a dog, and is in fact the most precious and valuable possession of mankind"
-Theodorus Gaza

Last edited by longshot4me; 03-28-2012 at 12:37 AM.
longshot4me is offline  
The Following 3 Users Say Thank You to longshot4me For This Useful Post:
KCFilley (03-28-2012), SLLaugh33 (12-24-2012), wantsaDobe (03-28-2012)
Advertisement
 
post #29 of 75 (permalink) Old 03-28-2012, 12:37 AM
Alpha
 
hbwright's Avatar
 
Join Date: Jan 2007
Posts: 4,260
Dogs Name: Jordan (dobe), Jubilee (boxer)
Titles: Jordan--CGC, TDI
Dogs Age: Dec. '06, 05/27/09
Gallery Pics: 5
Visit hbwright's Gallery
Thanks: 635
Thanked 3,986 Times in 1,692 Posts
Images: 5
                     
Click here to find out how hbwright became a supporter
I think the problem comes in when people who can't afford it going out knowingly adopting or purchasing pets or free to good home ads. There are many people in this economy who have really had to make sacrifices (us being in that category) and NO FREAKING WAY WOULD I GIVE UP MY PETS, anymore than I would give up my children. Our income has decreased by more than $70,000 in the last 2 years. Sure, our lifestyle has drastically changed, BUT my pets care has not. Did we know that we would have such a drastic hit? Absolutely not, but we make do. I don't have a huge savings, or any savings at all at this point...it was all spent when we were trying to save our home. Emergencies came up during this time and we scrimped, borrowed, begged and again, made by. You do what you have to do. The same thing I would do tomorrow if the need arose. BTW--I do have care credit, my mom co-signed for me many years ago when Cleo was hit by a car. I keep that line open and always pay it off within a year so there is no interest. It has been a life saver more than once.
hbwright is offline  
The Following 7 Users Say Thank You to hbwright For This Useful Post:
dax0402 (03-28-2012), EmilyB (03-28-2012), greenkouki (03-28-2012), KCFilley (03-28-2012), MeadowCat (03-28-2012), robinb (03-28-2012), Salamander (06-12-2013)
post #30 of 75 (permalink) Old 03-28-2012, 12:39 AM
_______
 
Q734's Avatar
 
Join Date: Dec 2006
Posts: 5,102

Gallery Pics: 26
Visit Q734's Gallery
Thanks: 11,662
Thanked 7,502 Times in 3,253 Posts
Images: 26
                     
Quote:
Originally Posted by DogsR4Life View Post
In Canada there are many resources for pets in need of care.

If your pet needed expensive surgery ( broken leg, bloat, HBC) you fill out a form which will allow you to qualify for free vet care. You must meet criteria though (live on your own, you make x amount ect)

You can spay/neuter your cat or dog for $68 at participating vet clinics.

Vaccinations and other annual medication can be given to you free if you qualify.
Holy....Wow.
The kindness of how things work in Canada never ceases to amaze me.
Our healthcare system is run on the Darwin approach.

I love how so many expect everyone to be able to cough up 5k+ at the drop of a hat.

"Free market" philosophy w/regard to health care is what has resulted in committees getting together to decide on things like "what the market will bear" for frivolous situations like breast cancer treatment. Yes that's happens.

And I want to know what is free market about our tax dollars going to these same health research giants/pharmaceuticals that turn around & rape the public with ridiculou$ price gouging in return. It's criminal.

/rant

//hats off to Canada
Q734 is offline  
The Following 5 Users Say Thank You to Q734 For This Useful Post:
Darkevs (08-04-2016), DogsR4Life (03-28-2012), KCFilley (03-28-2012), RedFawnRising (03-28-2012), thea2003 (03-28-2012)
post #31 of 75 (permalink) Old 03-28-2012, 03:16 AM
Alpha
 
thea2003's Avatar
 
Join Date: Feb 2008
Posts: 6,775
Location: Ontario, Canada
Dogs Name: Saphire
Dogs Age: 06/24/06
Gallery Pics: 9
Visit thea2003's Gallery
Thanks: 24,927
Thanked 10,500 Times in 3,957 Posts
Images: 9
                     
Quote:
Originally Posted by DogsR4Life View Post
In Canada there are many resources for pets in need of care.

If your pet needed expensive surgery ( broken leg, bloat, HBC) you fill out a form which will allow you to qualify for free vet care. You must meet criteria though (live on your own, you make x amount ect)

You can spay/neuter your cat or dog for $68 at participating vet clinics.

Vaccinations and other annual medication can be given to you free if you qualify.
It has been a LONG time since i worked at a vet clinic, please tell me more about all of this information ( you can PM me if you would like). I had no idea, and this is something that all pet owners should know about so that their first option isnt to euth due to lack of funds. The ONLY thing i knew about was the farley foundation and that is for seniors. They used to have care credit but that has disappeared.

thea2003 is offline  
The Following 2 Users Say Thank You to thea2003 For This Useful Post:
DogsR4Life (03-28-2012), KCFilley (03-28-2012)
post #32 of 75 (permalink) Old 03-28-2012, 05:04 AM
Alpha
 
Toby'shuman's Avatar
 
Join Date: Oct 2011
Posts: 5,026
Location: Spain
Dogs Name: Toby the Dobe, Russell the Andalucian Terrier, Reina the Pointador. Sasha & Jack at the Bridge
Titles: Yep, loads, but none printable. lol
Dogs Age: 7th Nov 2010 -
Gallery Pics: 24
Visit Toby'shuman's Gallery
Thanks: 14,169
Thanked 12,010 Times in 3,790 Posts
Images: 24
                     
Quote:
Originally Posted by robinb View Post
If vets were forced to perform services without pay or even at reduced fees for some, that would drive the cost up for all. That is one of the major drivers in the insane cost of human medicine. I think you have to let the free market work and if help is needed then a SND 501c type organization.
By saying this you have shown how little you grasp the concept of free medical care for everyone ie NHS treatment in the UK. No doctor works for free or at a reduced fee. They work for a standard wage and the cost of the treatment is paid for out of ones taxes or rather National Insurance Contributions. This is not dissimilar to a person paying into a private health scheme in that x amount of the NI Contribution is paid towards health care. However, if you think about it, if you have say 10.000,000 people (the actual population for the UK stood at 62,218,761 in 2010) people each paying $20 a month and only 1.000,000 of them needed health care for that month you have 100,000,000 each month left to pay the doctors, buy drugs with and improve your services etc etc. Of course this is a very over simplified example but you should be able to grasp the concept of what so called free health care is from this illustration.

Again in the UK we have the PDSA, it is a charity organisation set up for the treatment of sick animals whose owners are on low or no income. Anyone who walks through the door with say a sick Dobe in need of treatment is given said treatment, a contribution is asked for say 10% of the actual cost of the treatment but if you cannot even afford that then you are not forced to pay / sign over your animal. Instead the shortfall is made up from charitable donations etc.

All too often I see and hear how money grabbing the medical professions are in the US a friend of mine has just been told her dog needs a hip replacement operation over there and has been told it will cost $5000. Here in Spain it will cost you 500 euros. This is for the same operation and for the same level of care. Someone somewhere is making way too much money at the expense of the animals in my opinion.
Toby'shuman is offline  
The Following 3 Users Say Thank You to Toby'shuman For This Useful Post:
KCFilley (03-28-2012), thea2003 (03-28-2012), Wylde (03-28-2012)
post #33 of 75 (permalink) Old 03-28-2012, 07:48 AM
Alpha
 
robinb's Avatar
 
Join Date: Jan 2007
Posts: 2,665
Location: Washington State
Dogs Name: Emerald's Excabibur ex Tijac (Rex) and Wittrock's Jazzzzzy Tara (Tara)
Titles: CGC
Dogs Age: 04/12/05 and 11/09/08
Gallery Pics: 0
Visit robinb's Gallery
Thanks: 1,895
Thanked 1,639 Times in 588 Posts
                     
Perhaps a sticky thread in the puppy, health and rescue sections on pet health insurance with links, reviews and costs.

robinb is offline  
The Following 3 Users Say Thank You to robinb For This Useful Post:
Darkevs (03-28-2012), KCFilley (03-28-2012), Wylde (03-28-2012)
post #34 of 75 (permalink) Old 03-28-2012, 09:52 AM
of Ferret Rock
 
Leliel's Avatar
 
Join Date: Oct 2008
Posts: 1,674
Location: Alabama
Dogs Name: Delta
Dogs Age: 7
Gallery Pics: 21
Visit Leliel's Gallery
Thanks: 3,090
Thanked 3,310 Times in 1,194 Posts
Images: 21
                     
Quote:
Originally Posted by Rosemary View Post
While the idea of a pet healthcare savings account, with enough to cover an emergency surgery or the like, is nice, some of us are actually penalized for saving money. Both my (autistic) kids are on SSI, and, as a family, we can not have over $5000 in "resources" (readily available cash). That means we can't have much of a "rainy day fund" because if we go over the limit, my kids will lose their SSI. Without SSI, they don't have Medicaid. Without Medicaid, they don't have health insurance.
Wow, that's downright absurd. I had no idea it carried those kind of restrictions. What does it count as "readily available"? Would it allow you to put some away in a long-term CD or such? :/


"Against stupidity the gods themselves contend in vain." ~ Friedrich Schiller, as translated by Isaac Asimov
Leliel is offline  
The Following User Says Thank You to Leliel For This Useful Post:
KCFilley (03-28-2012)
post #35 of 75 (permalink) Old 03-28-2012, 10:01 AM
Owned by Dobes since 1975
 
Darkevs's Avatar
 
Join Date: Sep 2007
Posts: 30,675
Location: BC, Canada!
Dogs Name: Charlie & Naughty Dottie!
Titles: BDIH & BND
Dogs Age: 7 3/4 & 3
Gallery Pics: 46
Visit Darkevs's Gallery
Thanks: 86,447
Thanked 50,157 Times in 19,284 Posts
Images: 46
                     
a sticky is an awesome idea for all this information!

KCFilley, maybe contact a Moderator and see if it is a possibilty.

There are many who at times do need help with their unexpected Vet bills.

I wish there where more organizations that help KEEP pets in their homes. I think it is so sad that some do need to give up their pets because of hard times and circumstances when sometimes just a few extra bucks, maybe a bag of food, a crate, a little education/help, etc., can change things so much for the better for pet and owner.

Last edited by Darkevs; 03-28-2012 at 10:04 AM.
Darkevs is offline  
The Following 3 Users Say Thank You to Darkevs For This Useful Post:
flaminscotch (01-11-2013), KCFilley (03-28-2012), Wylde (03-28-2012)
post #36 of 75 (permalink) Old 03-28-2012, 10:14 AM
Alpha
 
DogsR4Life's Avatar
 
Join Date: Sep 2010
Posts: 2,800
Location: Moncton, NB
Dogs Name: Chase, Harley
Titles: Chase: CGN, TT, SD-S, SD-A Harley: Can CH, SD-S
Dogs Age: June 2008, Jan 2017
Gallery Pics: 0
Visit DogsR4Life's Gallery
Thanks: 5,090
Thanked 11,141 Times in 2,165 Posts
                     
Quote:
Originally Posted by thea2003 View Post
It has been a LONG time since i worked at a vet clinic, please tell me more about all of this information ( you can PM me if you would like). I had no idea, and this is something that all pet owners should know about so that their first option isnt to euth due to lack of funds. The ONLY thing i knew about was the farley foundation and that is for seniors. They used to have care credit but that has disappeared.
I posted this on the first page:

Low-Cost-Free Veterinary Care

But from what I see, Toronto and BC has the most resources, such as free emerg vet care. For that info you can look it up on the Toronto Animal Services website. There are about three speuter clinics, as far as I know is restricted to dogs and cats only, and can range from free to $100. Again, you would have to fill out a form to see if you qualify.

A friend of mine was laid off (illegally) unexpectedly and she was struggling to keep her pets. I bought her bags of food for her, and did this research so she can sleep at night. She never kept in touch, I hope she is doing well.

Banner by RedDobeChase, on Flickr
Never look down on someone, unless you are helping them up

Last edited by DogsR4Life; 03-28-2012 at 10:18 AM.
DogsR4Life is offline  
The Following 3 Users Say Thank You to DogsR4Life For This Useful Post:
flaminscotch (01-11-2013), KCFilley (03-28-2012), thea2003 (03-28-2012)
post #37 of 75 (permalink) Old 03-28-2012, 10:16 AM
Alpha
 
uh-man-burger's Avatar
 
Join Date: Dec 2007
Posts: 344
Location: North Idaho
Dogs Name: Dodge
Dogs Age: March 18, 2007
Gallery Pics: 0
Visit uh-man-burger's Gallery
Thanks: 17
Thanked 201 Times in 129 Posts
               
Quote:
Originally Posted by Adobe4two View Post
@Rosemary: Wow, that sounds nuts, for SSI? now if only they required that sort of accountability for welfare recipients. That ticks me off, SSI is an entitlement, imo. You pay into it. Your children have an eligible condition to receive it.

I know people on welfare that don't work, don't try to and don't actually NEED it. That really rubs me the wrong way to hear about the situation you're put in.
Slightly (ok very, off-topic), but the entire social security system is VERY messed up. I was born with bilateral, club-radial hands and no thumbs (this is kind of what an x-ray for me would look like: Cardiac Images (24 of 24)).

I have been denied for SS 3 seperate times. There are many things (very simple things, at that) that I just cannot do. I cannot lift a lot of weight, I have very slumped shoulders so unless I am very focused on my posture, sitting (and sometimes even standing) for a very long time causes me upper back and shoulder pain, the list goes on.
uh-man-burger is offline  
The Following 2 Users Say Thank You to uh-man-burger For This Useful Post:
KCFilley (03-28-2012), Wylde (03-28-2012)
post #38 of 75 (permalink) Old 03-28-2012, 11:00 AM
Got mutt?
 
Rosemary's Avatar
 
Join Date: Jan 2012
Posts: 13,053
Location: Southeast Texas
Dogs Name: Leo (GSD); Lily (APBT)
Titles: They do, and are working on more
Dogs Age: Leo 7; Lily 5; Ilka 2009-2017; Lucky 2000-2014
Gallery Pics: 0
Visit Rosemary's Gallery
Thanks: 38,843
Thanked 30,929 Times in 10,297 Posts
                     
Quote:
Originally Posted by Leliel View Post
Wow, that's downright absurd. I had no idea it carried those kind of restrictions. What does it count as "readily available"? Would it allow you to put some away in a long-term CD or such? :/
Readily available means just that, either cash, or something "easily" converted to cash, like a car. We've managed to get around having more than one car. They allow one vehicle that they don't count as a resourse, so we have my husband's '02 Taurus counted as that car. My '91 Lincoln should be counted, but I was rear ended during the evacuation for Hurricane Ike, and the estimate for the bodywork was about $500 less than the value of the car. So, even though it is perfectly drivable, and passes inspection every year, it was still considered to be a "total loss" to the insurance comapany, and there-for, not counted as a "resourse".

Life insurance policies that you can cash out are also resources, as are things like stocks, 401Ks and retirement accounts. We are lucky in that also, because my husband cannot access his retirement account until either he retires or quits his job, so they can't count that untlil he has access to it.
Rosemary is offline  
The Following 2 Users Say Thank You to Rosemary For This Useful Post:
KCFilley (03-28-2012), Leliel (03-28-2012)
post #39 of 75 (permalink) Old 03-28-2012, 11:06 AM
Got mutt?
 
Rosemary's Avatar
 
Join Date: Jan 2012
Posts: 13,053
Location: Southeast Texas
Dogs Name: Leo (GSD); Lily (APBT)
Titles: They do, and are working on more
Dogs Age: Leo 7; Lily 5; Ilka 2009-2017; Lucky 2000-2014
Gallery Pics: 0
Visit Rosemary's Gallery
Thanks: 38,843
Thanked 30,929 Times in 10,297 Posts
                     
Quote:
Originally Posted by uh-man-burger View Post
Slightly (ok very, off-topic), but the entire social security system is VERY messed up. I was born with bilateral, club-radial hands and no thumbs (this is kind of what an x-ray for me would look like: Cardiac Images (24 of 24)).

I have been denied for SS 3 seperate times. There are many things (very simple things, at that) that I just cannot do. I cannot lift a lot of weight, I have very slumped shoulders so unless I am very focused on my posture, sitting (and sometimes even standing) for a very long time causes me upper back and shoulder pain, the list goes on.
I hate to say it, but it's time for a lawyer, if you haven't got one already. My kids met the disablity requirements from the very beginning, but we didn't meet income requrements (as in, we had too much income). After some changes at my husband's work forced me to reduce the hours I was able to work, we met the income requirements. Evenutally, as my son got older, and more problematic, I had to quit working entirely (not that I really miss WalMart).
Rosemary is offline  
The Following 2 Users Say Thank You to Rosemary For This Useful Post:
KCFilley (03-28-2012), zorianak (08-22-2012)
post #40 of 75 (permalink) Old 03-28-2012, 12:26 PM
Good Gracious, Gracie!
 
GrdnDelite's Avatar
 
Join Date: Apr 2010
Posts: 1,943
Location: Northern California
Dogs Name: Incredible Grace, Incredible A'Diva
Dogs Age: 3/08/2011; 12/3/2004
Gallery Pics: 0
Visit GrdnDelite's Gallery
Thanks: 15,439
Thanked 3,690 Times in 1,519 Posts
                     
Another resource:
Vet Bills: Organizations Offering Financial Help | Truth4Dogs

And I also vote this thread to be stickied, or at least the posts with links to help.

One hopes never to need help, but, well, life happens. Sometimes it happens too quickly.

It should be good to be Dog.
GrdnDelite is offline  
The Following 3 Users Say Thank You to GrdnDelite For This Useful Post:
Darkevs (03-28-2012), DogsR4Life (03-28-2012), KCFilley (03-28-2012)
post #41 of 75 (permalink) Old 03-28-2012, 12:55 PM
Big Pup
 
Join Date: Nov 2011
Posts: 33
Location: Dallas
Dogs Name: Rhett
Titles: Best In Stubborn!
Dogs Age: 4 years
Gallery Pics: 1
Visit Rhett's Gallery
Thanks: 4
Thanked 21 Times in 18 Posts
Images: 1
   
Trupanion Insurance

Not sure how to just 'post' here without replying. But this ties into this conversation. Does anyone have experiences with Trupanion? I believe we pay the first $500.00 per incident and then 10% but have never had to use it yet. Trying to assess value. It does also cover hip displasia. Ostensibly, Rhett is from a very healthy line (Kimbertal) but I do want to cover my bases and he plays hard at the dog park so one never knows.
Rhett is offline  
The Following User Says Thank You to Rhett For This Useful Post:
KCFilley (03-28-2012)
post #42 of 75 (permalink) Old 03-28-2012, 01:04 PM Thread Starter
Alpha
 
Join Date: Nov 2007
Posts: 2,808
Location: Kansas City area
Dogs Name: AmCh Brykris Meet Joe Black, AmCh Brykris Right on the Money, & Brykris She's One in a Million
Titles: CEO's of the Spoiled Rotten Club

Gallery Pics: 5
Visit KCFilley's Gallery
Thanks: 3,997
Thanked 3,754 Times in 1,476 Posts
Images: 5
                     
Quote:
Originally Posted by Darkevs View Post
a sticky is an awesome idea for all this information!

KCFilley, maybe contact a Moderator and see if it is a possibilty.

There are many who at times do need help with their unexpected Vet bills.

I wish there where more organizations that help KEEP pets in their homes. I think it is so sad that some do need to give up their pets because of hard times and circumstances when sometimes just a few extra bucks, maybe a bag of food, a crate, a little education/help, etc., can change things so much for the better for pet and owner.
Even peer support (yeah DT!) goes a long way with me. I know repeating the repeats gets tiresome but please don't judge me, just talk to me and sometimes maybe just listen. Just to have someone say "Here I've been thru that and here's what I did," is a great help.

Sometimes shopping vets might help if we have the time. When Wheeler got DCM, I didn't even know what DCM really was and his local vet was treating him for liver failure. A vet later and a trip to the University of Missouri revealed DCM and that my dog was already in failure and at risk of sudden death. Course I put him on every med available. To help fray costs and because Wheeler's vet had mis-daignosed him, I sought out a vet in this area who is known to have no bedside manner but loves the animals. He didn't take appointments and people often had to wait for four or five hours in the parking lot because the smell in the clinic was unbearable. But when he looked at Wheeler he was 100% focused on trying to do whatever to help. I think he ran blood tests, two fecal samples (weight loss) and gave us refill scripts for a couple of meds for a total of $40. He didn't have Pimobendan in his clinic so he had it shipped directly to me from the mfgr and I was charged his cost. Plus, he followed up for weeks afterwards just to check on Wheeler. Of course we already had the diagnosis from the University of Missouri but I took Wheeler there because the cost of the meds was less expensive. I've since found someone who the clinic calls Dr. Wikipedia.

Another thing I do today is buy as much medicine as possible from Costco. I always ask my vet if there is a human drug that works. In the last couple of years I've purchased Alprazolam, Metronidazole, Prednisone, Cephalexin, and Doycycline from Costco. I'd say the cost is less than half what my vet charges and I have little pride when it comes to saving money.

Thanks for all your responses. You guys are such troopers!

If ya git ta thinkin' yer a person of some influence, try orderin' my dogs around. Cowgirl wisdom.

Well Behaved Women Seldom Make History Laurel Thatcher Ulrich

Last edited by KCFilley; 03-28-2012 at 01:06 PM.
KCFilley is offline  
The Following 2 Users Say Thank You to KCFilley For This Useful Post:
Darkevs (03-29-2012), robinb (03-28-2012)
post #43 of 75 (permalink) Old 03-28-2012, 01:10 PM
Alpha
 
robinb's Avatar
 
Join Date: Jan 2007
Posts: 2,665
Location: Washington State
Dogs Name: Emerald's Excabibur ex Tijac (Rex) and Wittrock's Jazzzzzy Tara (Tara)
Titles: CGC
Dogs Age: 04/12/05 and 11/09/08
Gallery Pics: 0
Visit robinb's Gallery
Thanks: 1,895
Thanked 1,639 Times in 588 Posts
                     
Two expensive surgeries common to this breed are for bloat and obstruction. Both require immediate intervention and usually expensive surgery to be successful. Therefore, people have to find a way, either through insurance, a savings account, or whatever way to get money fast, to be prepared well ahead of time. There is no way a dog with bloat or an obstruction could be put on hold while trying to get help from one of the charitable 501 type organizations.

robinb is offline  
The Following User Says Thank You to robinb For This Useful Post:
KCFilley (03-28-2012)
post #44 of 75 (permalink) Old 03-28-2012, 01:19 PM
Owned by Dobes since 1975
 
Darkevs's Avatar
 
Join Date: Sep 2007
Posts: 30,675
Location: BC, Canada!
Dogs Name: Charlie & Naughty Dottie!
Titles: BDIH & BND
Dogs Age: 7 3/4 & 3
Gallery Pics: 46
Visit Darkevs's Gallery
Thanks: 86,447
Thanked 50,157 Times in 19,284 Posts
Images: 46
                     
true, but it would be helpfull if they knew they might get assistance paying their bill after emergency surgery.

recently there was a pitbull who needed very expensive medical attention immediately.....................the Vet bills soon were over 5000 dollars and more surgery was needed.

It did not take long for an organization to step in and cover those bills completely.

keep forgetting to say.............even if you do not use your Vet very often..............it is a good idea to get to 'know' them, just stop in and say Hi once in awhile............

i have always been on good terms with any of the Vets i occasionally need in my town. Years ago, one of them would always give me the option of either paying my bill or working it off at their clinic. I usually chose to work it off as i loved helping behind the scenes. Mostly i cleaned the kennels or exercised the dogs but i also got to see a lot of what happens with surgeries, and testings that were done.

Last edited by Darkevs; 03-28-2012 at 01:32 PM.
Darkevs is offline  
The Following User Says Thank You to Darkevs For This Useful Post:
KCFilley (03-28-2012)
post #45 of 75 (permalink) Old 03-28-2012, 01:32 PM
Got mutt?
 
Rosemary's Avatar
 
Join Date: Jan 2012
Posts: 13,053
Location: Southeast Texas
Dogs Name: Leo (GSD); Lily (APBT)
Titles: They do, and are working on more
Dogs Age: Leo 7; Lily 5; Ilka 2009-2017; Lucky 2000-2014
Gallery Pics: 0
Visit Rosemary's Gallery
Thanks: 38,843
Thanked 30,929 Times in 10,297 Posts
                     
Quote:
Originally Posted by Rhett View Post
Not sure how to just 'post' here without replying. But this ties into this conversation. Does anyone have experiences with Trupanion? I believe we pay the first $500.00 per incident and then 10% but have never had to use it yet. Trying to assess value. It does also cover hip displasia. Ostensibly, Rhett is from a very healthy line (Kimbertal) but I do want to cover my bases and he plays hard at the dog park so one never knows.
I think you might need to do a bit of research on Kimbertal. You can start by using the search function here.
Rosemary is offline  
post #46 of 75 (permalink) Old 03-28-2012, 01:42 PM
Got mutt?
 
Rosemary's Avatar
 
Join Date: Jan 2012
Posts: 13,053
Location: Southeast Texas
Dogs Name: Leo (GSD); Lily (APBT)
Titles: They do, and are working on more
Dogs Age: Leo 7; Lily 5; Ilka 2009-2017; Lucky 2000-2014
Gallery Pics: 0
Visit Rosemary's Gallery
Thanks: 38,843
Thanked 30,929 Times in 10,297 Posts
                     
Quote:
Originally Posted by KCFilley View Post

Another thing I do today is buy as much medicine as possible from Costco. I always ask my vet if there is a human drug that works. In the last couple of years I've purchased Alprazolam, Metronidazole, Prednisone, Cephalexin, and Doycycline from Costco. I'd say the cost is less than half what my vet charges and I have little pride when it comes to saving money.
My vet prefers to not write prescriptions unless it is for a "human only" drug, or if something needs to be compounded. That said, I can walk in with any catolog or webpage, and they will match the price for me. I get Lucky's thyroid pills at $12.95 for 250 pills. That is about a third of what they would normally charge. They also match for heartworm meds and flea stuff.
Rosemary is offline  
post #47 of 75 (permalink) Old 03-28-2012, 01:43 PM Thread Starter
Alpha
 
Join Date: Nov 2007
Posts: 2,808
Location: Kansas City area
Dogs Name: AmCh Brykris Meet Joe Black, AmCh Brykris Right on the Money, & Brykris She's One in a Million
Titles: CEO's of the Spoiled Rotten Club

Gallery Pics: 5
Visit KCFilley's Gallery
Thanks: 3,997
Thanked 3,754 Times in 1,476 Posts
Images: 5
                     
Quote:
Originally Posted by Rhett View Post
Not sure how to just 'post' here without replying. But this ties into this conversation. Does anyone have experiences with Trupanion? I believe we pay the first $500.00 per incident and then 10% but have never had to use it yet. Trying to assess value. It does also cover hip displasia. Ostensibly, Rhett is from a very healthy line (Kimbertal) but I do want to cover my bases and he plays hard at the dog park so one never knows.
What are those yearly costs per dog?

If ya git ta thinkin' yer a person of some influence, try orderin' my dogs around. Cowgirl wisdom.

Well Behaved Women Seldom Make History Laurel Thatcher Ulrich
KCFilley is offline  
post #48 of 75 (permalink) Old 03-29-2012, 09:45 AM
Alpha
 
pdubois64's Avatar
 
Join Date: Apr 2009
Posts: 2,797
Location: Alberta, Canada
Dogs Name: Daisy (Raisin), Dillon R.I.P.
Dogs Age: 1
Gallery Pics: 50
Visit pdubois64's Gallery
Thanks: 7,019
Thanked 7,273 Times in 1,868 Posts
Images: 50
                     
Quote:
Originally Posted by Rhett View Post
Not sure how to just 'post' here without replying. But this ties into this conversation. Does anyone have experiences with Trupanion? I believe we pay the first $500.00 per incident and then 10% but have never had to use it yet. Trying to assess value. It does also cover hip displasia. Ostensibly, Rhett is from a very healthy line (Kimbertal) but I do want to cover my bases and he plays hard at the dog park so one never knows.
I use Trupanion. Dillon needed surgery a year and a half ago and they paid within a week. It's a 10% co-pay, and you can get whatever deductable you want, but pay more the lower it goes.

Hip displasia coverage is an option, I think it's about $9/month of the premium. I pay $48/month with a $250 deductable. They do not cover the initial vet exam fees. They have no yearly/lifetime limits on coverage.

Zoopsie Daisy vom Dobereich
----------------------------

Dillon:b.2/19/09 d.9/28/12 "The best walks in life are always the briefest"
pdubois64 is offline  
The Following 2 Users Say Thank You to pdubois64 For This Useful Post:
KCFilley (03-29-2012), robinb (03-29-2012)
post #49 of 75 (permalink) Old 03-29-2012, 10:19 AM
Sirai Dobermans
 
Dobiewankanobi's Avatar
 
Join Date: Apr 2008
Posts: 2,100
Location: Katy, Tx
Dogs Name: Koa, Siri, Hottie & Chloe (shep x)
Titles: Koa-STAR Puppy, RN, CAA, CGC, Chloe-CA,CGC, Siri-AKC Grand Champion, CAX, DockDogs BAJJ, CGC
Dogs Age: 3 years, 2 years, 6months, 4 years
Gallery Pics: 0
Visit Dobiewankanobi's Gallery
Thanks: 3,525
Thanked 5,798 Times in 1,534 Posts
                     
Quote:
Originally Posted by pdubois64 View Post
I use Trupanion. Dillon needed surgery a year and a half ago and they paid within a week. It's a 10% co-pay, and you can get whatever deductable you want, but pay more the lower it goes.

Hip displasia coverage is an option, I think it's about $9/month of the premium. I pay $48/month with a $250 deductable. They do not cover the initial vet exam fees. They have no yearly/lifetime limits on coverage.
I've been researching Trupanion for all 3 of my dogs. Cheaper than Embrace and no lifetime limits are appealing to me. However, I've read reviews stating at the renewal date, Trupanion doubles and sometimes triples the cost. Has that happened to you?

RIP Kai 3/19/2001 - 11/8/2011
Koa RN, CAX, CGC
Siri-GCH Sunny N Foxfire's Starstruck CAX CGC
Chloe-CA, CGC
Hottie-CH Foxfire's I'm Smokin' Hot CA
Aero-GCH Sirai's Brace For Impact CA DJ CGC WAC
Bluebie-Sirai's Clear Skies Ahead CA WAC
Cessna-CH Sirai's Cleared For Takeoff CA WAC
Luxe-BPIS Sirai's Hollywood Glamour CA WAC
Mavi-CH Sirai's Hollywood Hot Shot WAC
Dobiewankanobi is offline  
The Following 2 Users Say Thank You to Dobiewankanobi For This Useful Post:
KCFilley (03-29-2012), robinb (03-29-2012)
post #50 of 75 (permalink) Old 03-29-2012, 11:04 AM
Alpha
 
pdubois64's Avatar
 
Join Date: Apr 2009
Posts: 2,797
Location: Alberta, Canada
Dogs Name: Daisy (Raisin), Dillon R.I.P.
Dogs Age: 1
Gallery Pics: 50
Visit pdubois64's Gallery
Thanks: 7,019
Thanked 7,273 Times in 1,868 Posts
Images: 50
                     
Quote:
Originally Posted by Dobiewankanobi View Post
I've been researching Trupanion for all 3 of my dogs. Cheaper than Embrace and no lifetime limits are appealing to me. However, I've read reviews stating at the renewal date, Trupanion doubles and sometimes triples the cost. Has that happened to you?
I've had it for almost 3 years and there was only one increase that I remember. I was paying about $55 with $0 deductable and they upped it to about $72. So I went to the $250 deductable and it dropped to $48.

Their explaination was that every so often they need to increase rates if the premiums aren't covering the claims, so I think it's sort of random.

Zoopsie Daisy vom Dobereich
----------------------------

Dillon:b.2/19/09 d.9/28/12 "The best walks in life are always the briefest"
pdubois64 is offline  
The Following 3 Users Say Thank You to pdubois64 For This Useful Post:
Dobiewankanobi (03-29-2012), KCFilley (03-29-2012), robinb (03-29-2012)
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Doberman Forum : Doberman Breed Dog Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome