Big Lil pup
Join Date: Mar 2015
Location: Portland, OR
Dogs Name: Foxfire's The Real McCoy (McCoy)
Titles: Pet of the Year
Dogs Age: DOB 9/12/14
Gallery Pics: 9 Visit 4x4bike ped's Gallery
Thanked 14,622 Times in 4,942 Posts
Originally Posted by StrykersPerson View Post
You would most likely get a 2.99 APR depending upon your debt to income ratio.
Good Job, BJ!
I am pretty big on 0% financing. Maybe 1.9, if I'm am feeling generous. I have no debt to income. I pay cash or at the very least pay my credit cards off every month.I have never paid interest on a credit card in my entire life. Car salesmen love me! 20 years ago I walked into a dealer on a Sunday. I was wearing cutoffs, sandals and no shirt. Hair down to my shoulders. I pointed to a truck and said "I'll take that one". Dude looked at me like I was out of my mind. I said "Whatever, run my credit". I left with the truck. That was my '99 Chevy that I still own.
Never judge a book by its cover! That's my motto....
With the except of my home mortgage (minimal) and my rentals (less than minimal), I owe nobody nothin'. LOL
Bill G. (STJ!)
Edit to say: I raised my son the same way. If you can't pay for it.... Don't buy it. Sometimes credit comes in handy. But thats all it should be. Not a tool to leverage you into debts that you can't afford.
Bill STJ! BJ
Last edited by 4x4bike ped; 06-28-2017 at 09:35 PM.