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post #654 of (permalink) Old 06-28-2017, 10:31 PM
4x4bike ped
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Quote:
Originally Posted by StrykersPerson View Post
You would most likely get a 2.99 APR depending upon your debt to income ratio.

Good Job, BJ!
I am pretty big on 0% financing. Maybe 1.9, if I'm am feeling generous. I have no debt to income. I pay cash or at the very least pay my credit cards off every month.I have never paid interest on a credit card in my entire life. Car salesmen love me! 20 years ago I walked into a dealer on a Sunday. I was wearing cutoffs, sandals and no shirt. Hair down to my shoulders. I pointed to a truck and said "I'll take that one". Dude looked at me like I was out of my mind. I said "Whatever, run my credit". I left with the truck. That was my '99 Chevy that I still own.

Never judge a book by its cover! That's my motto....

With the except of my home mortgage (minimal) and my rentals (less than minimal), I owe nobody nothin'. LOL

Bill G. (STJ!)

Edit to say: I raised my son the same way. If you can't pay for it.... Don't buy it. Sometimes credit comes in handy. But thats all it should be. Not a tool to leverage you into debts that you can't afford.

Bill STJ! BJ

Last edited by 4x4bike ped; 06-28-2017 at 10:35 PM.
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