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Old 09-10-2008, 11:58 AM   #1 (permalink)
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Geico + Dobermans = No Go

Just an FYI for prospective homeowners in NC. If you have Geico for Auto and want to use them for Homeowners as well, they will not insure you if you have a doberman.

The lady I spoke with didn't ask any questions about the actual dog, she just said that Dobermans were a No go for them.
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Old 09-10-2008, 11:59 AM   #2 (permalink)
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don't ask, don't tell.
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Old 09-10-2008, 12:00 PM   #3 (permalink)
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A lot of homeowner's insurance companies will not take dobes.
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Old 09-10-2008, 12:07 PM   #4 (permalink)
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A lot of homeowner's insurance companies will not take dobes.
Allstate doesn't! But they feel free to jack up your premium every year regardless!!
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Old 09-10-2008, 12:13 PM   #5 (permalink)
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just curious - I've had four homes and never had the insurance company ask about dogs - my latest house I closed on in 2003 and insured it - they didn't ask.. are insurance companies asking now?
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Old 09-10-2008, 12:17 PM   #6 (permalink)
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My insurnace company has never asked and I've changed my policy a half dozen times lately, adding motrocycles, removing cars, even making changes to the house portion of the policy.

I wonder though, if they have a statement somewhere that I haven't read, that says they don't cover certain breeds...
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Old 09-10-2008, 12:21 PM   #7 (permalink)
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That was the second question Geico asked, after they asked the zipcode of the property.
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Old 09-10-2008, 12:26 PM   #8 (permalink)
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That was the second question Geico asked, after they asked the zipcode of the property.
Interesting.. so how does the question go - "do you have a dog? if so, what breed?"
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Old 09-10-2008, 12:33 PM   #9 (permalink)
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"Do you have any pets?"
"What breed is it?"
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Old 09-10-2008, 12:35 PM   #10 (permalink)
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That really sucks. We have USAA and they dont have breed restrictions.
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