| You seem to have a hard time with vets over there in the U.S. Here in Spain it seems to be a completely different business, and even in England too. Our insurance companies aren't that bad either. I fully agree with preparing for contingencies and am lucky enough that I can afford my pet. My insurance is literally that, insurance, but as an example, some friends of mine in England have a Dobie who has had some problems with his spine, the result has been long term treatment, operations, Lord knows what. Their vet bill this year was £6,000. Yep, that's about $12,000. While my friends are not poor, how many of us are really prepared for that kind of contingency? I don't know many people who can afford to pay out that kind of money - and however much more will be necessary for ongoing treatment. Their insurance has covered the lot.
Yep, the insurance companies make money off us - they're a business, they have to make money, and the same goes for vets, and there are exclusions in the policies, but the fact remains that in most cases they are providing a valuable service. Unless you are rolling in it, I think most of us owe it to our pets to insure their health, to make sure we can provide for all their needs. |